5 Benefits of Getting Car Financing Through Your CDJR Dealership

Are you worried about jumping through hoops to finance your new Chrysler, Dodge, Jeep, or RAM vehicle? Getting car financing through your CDJR dealership makes the process simple, fast, and affordable. This one-stop financing shop offers a range of perks you won’t enjoy if you opt to get financed through the bank or other lenders.

1. Get Help With Financing Paperwork

Unlike banks, where you have to coordinate applications yourself, your CDJR dealer’s finance team handles all the paperwork for you. All you need to do is fill out one financing application through the dealer. The team takes it from there and submits the application to their extended network of banks and third-party lenders.

This smooth and fast process eliminates the hassle of following up with multiple lenders on your own to shop for the best rates. With the team working on your paperwork, you can focus on test-driving cars and finding the best one for your needs and lifestyle.

2. Get a Better Interest Rate

Because the dealer collects loan offers from multiple competing lenders in their network, you will have a range of interests to choose from. The lenders know their rate offers are being directly compared, so they are incentivized to put their best rates on the table. This process takes the stress out of hunting for rates. You can compare the rates and even negotiate for an even lower rate.

3. Enjoy Exclusive Deals

Besides handling the financing process, your dealer also gives you access to exclusive incentives not offered anywhere else. The dealer works directly with Chrysler, so they can pass along special offers like 0% APR, cash back rebates, and other discounts off MSRP pricing.

4. Choose Your Own Loan Terms

Unlike rigid bank loans, dealership financing allows you full flexibility to customize loan repayment terms. You can pick the monthly payment you feel comfortable with, and then work backward from there. You can stretch out loan terms from 60 months to 72 months or even 84 months to maximize affordability.

A longer repayment period also enables you to purchase higher-end models within a reasonable monthly budget. You can also customize down payments in any amount through trade-in credit and cash.

5. Access Financing With Poor Credit

Whether you have a pristine credit score or a poor credit history, dealership financing is ideal for you. Dealers work with lenders who are willing to lend to higher-risk clients with less-than-perfect credit scores. Alternatively, you can opt for in-house financing, where the dealer offers you a loan in-house.

Instead of managing financing yourself, simplify the process through your local dealership. Contact Fury Motors Stillwater CDJR to shop for your new ride and discuss your financing options with our team.

Tags: Auto Loans, Car Financing, CDJR Dealership, Financing Benefits
Posted in Stillwater Finance Department | No Comments »